Personal Loan Solutions

Financepoints personal loan interest rate is lower than many other forms of finance such as hire  purchase  and we have a range of options. Applying for your personal loan online with Financepoint is fast and simple and secure.

You can use a personal loan for home improvements, medical expenses, cosmetic surgery, travel, cash in hand and much much more. Or consolidate your bills into one simple monthly payment. We can tailor a loan to fit you and your budget.

Applying online is quick and you can usually expect to have an answer in two hours for a secured loan and 4 hours for an unsecured loan.

Simply select your choice of personal loan from the following options:

SECURED PERSONAL LOAN >   Like its name a Secured Personall Loan requires security.  This can be in the form of a vehicle, boat, motorhome, motorcycle or property (house). Benefits of a secured loan include a lower interest rate than unsecured lending, upto 5 year terms to repay and larger amounts can be approved.       

UNSECURED PERSONAL LOAN > An unsecured loan does not use an asset for security. To Qualify for an unsecured loan you must  be over the age of 22, have a clean credit history, be in stable full time employment and stable residence. Unsecured loans have a limit of $15000.00

DEBT CONSOLIDATION > Debt Consolidation combining of all your monthly bills into one loan. You could also free up valuable household income as debt consolidation loans can often have a lower interest rate than the combined finance charges of all your other loans, hire purchases and credit cards. Debt consolidation loans can be secured, partially secured or unsecured. 

CREDIT LENDING CRITERIA APPLIES