ACKNOWLEDGEMENTS & CONTINUING AUTHORITIES
For the purposes of the proceeding clauses the term Financepoint includes any member of the McKenzie group of companies. For the purposes of proceeding clauses the term “any nominated finance company” includes any finance company Financepoint may refer this application to and that companies group of companies.
To: Financepoint (“Financepoint”) and any nominated finance company
Where the applicant is a limited liability company, this authority and acknowledgement applies to all directors of that company.
a) declare the above information is true and correct and that I/we are over the age of 18 years and I/we are not undischarged bankrupt/s;
b) authorise you Financepoint to send this information to any nominated finance company and
c) agree Financepoint and any nominated finance company may collect from credit reporting agencies, credit providers, information as is necessary for the purposes of considering this application and I/we agree that Financepoint or any nominated finance company may provide this authority to such parties for the purposes of collecting such information.
d) I/we declare that the information we have provided in our application is true and correct.
DISCLOSURE OF INFORMATION TO A CREDIT REPORTING AGENCY
“Financepoint or any nominated finance company” is allowed to give a credit reporting agency personal information about our credit application. The information, which may be given to an agency, includes;
a) Identity particulars and the fact that you have applied for credit and the amount applied for.
b) Financepoint may seek from a credit reporting agency, information about your credit activity or creditworthiness.
NOTICE OF YOUR RIGHT TO REQUEST ALTERATION TO INFORMATION
The information supplied on this application will be kept at the offices of Financepoint. Under normal circumstances, you have the right to access that information and request alteration to the information should you feel it necessary.
AGREEMENT TO FINANCEPOINT SEEKING FROM, OR GIVING TO OTHER CREDIT PROVIDERS DETAILS ABOUT MY/OUR CREDITWORTHINESS
I/we agree that Financepoint may give to and seek from any credit providers named in this credit application and any credit providers that may be named in a credit report issued by a credit reporting agency, information about my/our credit arrangements. I/we further authorise said credit providers to supply said information.
I/we understand that this information can include any information about my/our creditworthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other. I/we understand the information may be used for the following purposes:
a) To assess my/our application for credit/creditworthiness.
b) To exchange information with other credit providers as to the status of a loan where I/we am/are in default with other credit providers or to notify other credit providers of a default by me/us.
AGREEMENT TO USE OF INFORMATION
b) I/we agree that Financepoint and any of its related companies may use our personal information to provide me/us with details of other products and services from time to time and for the purposes of considering any future application for finance made by me/us.
I/We believe that the liabilities stated represent the total of my/our liabilities at the time of this loan application.
COST OF LIVING ANLYSIS
I/We declare that the information provided by me/us for the cost of living analysis is true and correct at the time of this loan application.
I/We declare that all of the other information in this application form provided by me/us is true and correct.